Top 5 Money Tree Soils: Expert Review & Buying Guide

Have you ever wondered why some Money Trees thrive while others seem to wilt, no matter how much you water them? The secret often lies beneath the surface, in the very foundation of their home: the soil. These popular houseplants, scientifically known as Pachira aquatica, are surprisingly picky about what they sit in. Choosing the wrong mix can lead to root rot, stunted growth, or a very unhappy plant.

It’s easy to grab any bag of potting mix off the shelf, but that mistake can cost you your beloved tree. Money Trees need a delicate balance—they want moisture, but they hate sitting in soggy dirt. This common challenge leaves many plant parents confused and frustrated, wondering what specific ingredients their tropical friend truly needs to flourish.

This guide cuts through the confusion. We will break down exactly what a Money Tree’s roots crave, revealing the perfect soil recipe for robust health and those signature braided trunks. Keep reading to discover the essential components that transform ordinary dirt into a five-star hotel for your Money Tree, ensuring it stays green and vibrant for years to come.

Top Soil For A Money Tree Recommendations

SaleNo. 1
Perfect Plants Money Tree Potting Soil 4qt | Organic Coco Coir Based Plant Mix for Indoor Trees |...
  • STARTING A TROPICAL GARDEN- Comprised of real horticultural grade ingredients such as shredded coir husk, pine bark, perlite, sand, and garden lime; no pelletized fertilizer
  • PERFECT FOR POTTED TREES- Great for promoting root growth and to improve leaf shine, quickly grow your own indoor money tree
  • SUPER MOISTURE DRAINAGE- Protects roots by quickly draining away excess water but keeping dirt moist for nutrient retention, best mimics their natural outdoor environment
  • PROFESSIONALLY MIXED IN THE USA- Each bag is blended on our small family farm with premium ingredients
No. 2
Perfect Plants Money Tree Potting Soil 2qt | Organic Coco Coir Based Plant Mix for Indoor Trees |...
  • STARTING A TROPICAL GARDEN- Comprised of real horticultural grade ingredients such as shredded coir husk, pine bark, perlite, sand, and garden lime; no pelletized fertilizer
  • PERFECT FOR POTTED TREES- Great for promoting root growth and to improve leaf shine, quickly grow your own indoor money tree
  • SUPER MOISTURE DRAINAGE- Protects roots by quickly draining away excess water but keeping dirt moist for nutrient retention, best mimics their natural outdoor environment
  • PROFESSIONALLY MIXED IN THE USA- Each bag is blended on our small family farm with premium ingredients
No. 3
Doter Organic Money Tree Soil Mix 1qt, Indoor Plants Potting Mix for All Potted Money Tree, Grow...
  • 【Balanced pH Level】Our Money Tree Soil Mix is formulated to maintain a pH level that is neutral to slightly acidic, which is perfect for Money Trees to flourish
  • 【Organic Nutrient-Rich Composition】We've enriched our soil with organic compost, providing a rich source of nutrients to support the Money Tree's growth and health
  • 【Optimal Drainage】To mimic the Money Tree's natural habitat, our mix includes perlite and pine bark that promote excellent drainage, preventing root rot which is critical for these plants
  • 【Moisture Control】Our mix balances moisture retention and drainage, which helps to keep the Money Tree's roots adequately hydrated without becoming waterlogged
No. 4
Money Tree Soil (4 Quarts), Potting Mix for Planting/Repotting Pachira Aquatica, All-Natural Custom...
  • Hand Blended Money Tree Soil- Hand blended soil perfect for growing money tree plants, Great for repotting or planting money trees.
  • One Gallon Bag- One gallon of money tree soil is great for planting or re-potting money trees you buy at the big box stores. This quantity of soil is enough to plant 1-2 medium money trees.
  • Great for Replacing Original Soil from the Store- Many times the soil a money tree is purchased in is slim on nutrients, and while it's okay from seedling to growth, the same dirt you buy it in, is not going to allow your money tree to grow and become large and healthy.
  • All Natural Ingredients- Peat, Bark Nuggets, Worm Casting, Perlite, and Lime. All Natural and well suited for growing your money tree.
SaleNo. 5
DUSPRO Recycle Money Tree Soil Indoor, Premium Coco Coir Perlite Mix and Pine Bark for Money Tree,...
  • 🪴𝐏𝐑𝐄𝐌𝐈𝐔𝐌 𝐍𝐀𝐓𝐔𝐑𝐀𝐋 𝐁𝐋𝐄𝐍𝐃: Our Money Tree potting soil is an expertly hand-blended mixture of horticultural grade ingredients, including Coco coir, Perlite, and Pine bark. This specially formulated soil employed in the money tree pot promotes root growth and enhances leaf shine, facilitating your money tree to reach its full potential.
  • 🪴𝐍𝐔𝐓𝐑𝐈𝐄𝐍𝐓-𝐑𝐈𝐂𝐇 𝐅𝐎𝐑𝐌𝐔𝐋𝐀: Packed with vital nutrients such as nitrates, potassium, phosphorus, magnesium, and other minerals, our soil ensures excellent growth for your plants. Give your money tree the nourishment it needs to thrive.
  • 🪴𝐎𝐏𝐓𝐈𝐌𝐀𝐋 𝐃𝐑𝐀𝐈𝐍𝐀𝐆𝐄 & 𝐌𝐎𝐈𝐒𝐓𝐔𝐑𝐄 𝐑𝐄𝐓𝐄𝐍𝐓𝐈𝐎𝐍: Our soil protects roots by quickly draining away excess water while still maintaining the ideal moisture level for optimal nutrient retention. Achieve the perfect balance for your money tree's growth and health.
  • 🪴𝐑𝐄𝐀𝐃𝐘 𝐓𝐎 𝐔𝐒𝐄: There is no need to hassle with mixing soil yourself. Our money tree repotting soil comes pre-mixed and ready to use. Simply take it out and start potting your plants. Save time and effort with this convenient solution. Available for 2, 4, 6 quarts. 2 quarts can fill to 2 pots of 6'' and 1 pot of 7-8''.
SaleNo. 6
DUSPRO Recycle Money Tree Soil Indoor, Premium Coco Coir Perlite Mix and Pine Bark for Money Tree,...
  • 🪴𝐏𝐑𝐄𝐌𝐈𝐔𝐌 𝐍𝐀𝐓𝐔𝐑𝐀𝐋 𝐁𝐋𝐄𝐍𝐃: Our Money Tree potting soil is an expertly hand-blended mixture of horticultural grade ingredients, including Coco coir, Perlite, and Pine bark. This specially formulated soil employed in the money tree pot promotes root growth and enhances leaf shine, facilitating your money tree to reach its full potential.
  • 🪴𝐍𝐔𝐓𝐑𝐈𝐄𝐍𝐓-𝐑𝐈𝐂𝐇 𝐅𝐎𝐑𝐌𝐔𝐋𝐀: Packed with vital nutrients such as nitrates, potassium, phosphorus, magnesium, and other minerals, our soil ensures excellent growth for your plants. Give your money tree the nourishment it needs to thrive.
  • 🪴𝐎𝐏𝐓𝐈𝐌𝐀𝐋 𝐃𝐑𝐀𝐈𝐍𝐀𝐆𝐄 & 𝐌𝐎𝐈𝐒𝐓𝐔𝐑𝐄 𝐑𝐄𝐓𝐄𝐍𝐓𝐈𝐎𝐍: Our soil protects roots by quickly draining away excess water while still maintaining the ideal moisture level for optimal nutrient retention. Achieve the perfect balance for your money tree's growth and health.
  • 🪴𝐑𝐄𝐀𝐃𝐘 𝐓𝐎 𝐔𝐒𝐄: There is no need to hassle with mixing soil yourself. Our money tree repotting soil comes pre-mixed and ready to use. Simply take it out and start potting your plants. Save time and effort with this convenient solution. Available for 2, 4, 6 quarts. 2 quarts can fill to 2 pots of 6'' and 1 pot of 7-8''.
No. 7
GARDENERA Money Tree Potting Soil Mix for Planting or Repotting Guiana Chestnut, Soil Blended to...
  • 🌳 PROFESSIONALLY MIXED IN THE USA - Each bag is hand blended on our small family farm with premium horticultural grade ingredients: Canadian Peat Moss, Perlite, Worm Castings, Lime, Sand.
  • ✅ PERFECT FOR POTTED TREES- Great for promoting root growth and to improve leaf shine, quickly grow your own indoor money tree. Great for repotting or planting money trees.
  • 💧 SUPER MOISTURE DRAINAGE- Protects roots by quickly draining away excess water but keeping dirt moist for nutrient retention, best mimics their natural outdoor environment.
  • ✅ GREAT FOR REPLACING ORIGINAL SOIL from the Store - Many times the soil a money tree is purchased in is slim on nutrients, and while it's okay from seedling to growth, the same dirt you buy it in, is not going to allow your money tree to grow and become large and healthy.
No. 8
Doter Organic Money Tree Soil Mix 2qt, Indoor Plants Potting Mix for All Potted Money Tree, Grow...
  • 【Balanced pH Level】Our Money Tree Soil Mix is formulated to maintain a pH level that is neutral to slightly acidic, which is perfect for Money Trees to flourish
  • 【Organic Nutrient-Rich Composition】We've enriched our soil with organic compost, providing a rich source of nutrients to support the Money Tree's growth and health
  • 【Optimal Drainage】To mimic the Money Tree's natural habitat, our mix includes perlite and pine bark that promote excellent drainage, preventing root rot which is critical for these plants
  • 【Moisture Control】Our mix balances moisture retention and drainage, which helps to keep the Money Tree's roots adequately hydrated without becoming waterlogged

Choosing the Perfect Soil for Your Money Tree: A Buying Guide

A Money Tree (Pachira aquatica) brings good luck and a beautiful green look to any room. To keep your plant happy and thriving, you need the right soil. The right mix helps roots breathe and stops too much water from sitting around. This guide helps you pick the best home for your lucky plant.

Key Features to Look For in Money Tree Soil

Good soil for a Money Tree needs three main things. Look for these features when you shop:

  • Excellent Drainage: Money Trees hate “wet feet.” The soil must let extra water flow out quickly. If water stays too long, roots rot.
  • Good Aeration: Roots need air to grow strong. The soil mix should have lots of small air pockets.
  • Light Texture: Heavy, dense soil compacts easily. You want a mix that feels light and fluffy, not like thick mud.

Important Materials That Make Up Great Soil

The best Money Tree soil is usually a blend. You rarely use plain garden dirt. Look for these ingredients:

Base Ingredients:
  • Potting Mix (Peat Moss or Coir): This forms the main body of the soil. Peat moss or coconut coir (from coconuts) holds some moisture but stays light.
  • Perlite or Pumice: These small, white, lightweight rocks are crucial. They create air pockets and make the mix drain faster.
Drainage and Texture Boosters:
  • Coarse Sand: Regular beach sand is too fine. Look for horticultural or coarse sand mixed in. It improves drainage significantly.
  • Orchid Bark (Optional): Small pieces of bark help keep the mix airy and mimic the natural environment where these trees grow.

Factors That Improve or Reduce Soil Quality

Not all bags of soil are equal. Pay attention to what affects the soil quality:

Factors That Improve Quality:
  • Proper pH Level: Money Trees prefer slightly acidic to neutral soil (around 6.0 to 7.0 pH). Most quality potting mixes meet this.
  • Sterilization: Good commercial mixes are often sterilized. This means harmful bugs or fungus spores are killed before you buy the bag.
Factors That Reduce Quality:
  • Too Much Organic Matter: If the soil is mostly just peat moss or compost, it holds too much water. This lowers the quality for a Money Tree.
  • Compaction: Soil that has been sitting compressed in the bag for a long time loses its airy structure. Always fluff up the soil before using it.

User Experience and Use Cases

How you use the soil matters for your plant’s success. Good soil makes the user experience easy and stress-free.

Ideal Use Cases:
  • Repotting: When you move your Money Tree to a bigger pot, using a well-draining mix prevents shock. The new roots find air quickly.
  • Watering Routine: Because the soil drains well, you can water thoroughly without constant worry about root rot. This gives the plant the deep drink it needs.
  • Indoor Growing: Since indoor environments often have less air movement than outdoors, using airy soil prevents moisture buildup around the base of the trunk.

A poor soil choice leads to problems. If the soil stays soggy, you will see yellow leaves and wilting, even though the soil is wet. Choosing the right blend ensures your Money Tree stays strong and lucky for years.


Money Tree Soil FAQs

Q: What is the most important thing to look for when buying soil?

A: The most important feature is excellent drainage. Your soil must let water pass through quickly.

Q: Can I use regular garden dirt from outside?

A: No, you should avoid using plain garden dirt. It packs down too tightly around the roots, which stops air from getting in.

Q: What ratio of potting mix to drainage material is best?

A: A good starting point is two parts standard potting mix to one part drainage material, like perlite or coarse sand.

Q: Does the color of the soil matter?

A: The color does not really matter. Look at the texture and the ingredients listed on the bag instead of just the color.

Q: What should I do if my current soil feels too heavy?

A: You should repot the Money Tree into a lighter mix. You can also gently loosen the top few inches of the old soil and mix in some perlite.

Q: Is expensive soil always better for a Money Tree?

A: Not always. A mid-priced potting mix amended with extra perlite often works better than an expensive, dense organic mix.

Q: Should I add fertilizer directly into the soil mix when repotting?

A: It is safer not to. Wait a few weeks after repotting before you start fertilizing. This gives the roots time to settle without getting burned.

Q: How often do I need to change the soil completely?

A: You should repot the tree and change the soil every two to three years, or when you see roots circling the bottom of the pot.

Q: What happens if I use soil meant for cacti?

A: Cacti soil is usually very fast draining, which is good. However, it might not hold enough moisture for the thirsty Money Tree, so you might need to water more often.

Q: Where should I store unused soil?

A: Store the unused soil in a sealed plastic container indoors. This keeps pests out and maintains the soil’s structure.